The Best Investment Advice You Will Ever Receive

Everyone is trying to give advice on what to do with your money
There are numerous shows, infomercials, etc Many charge a lot
of money and make huge promises and then you find out it was a
scam, bad advice, etc I am going to show you how I averaged
187% returns on all my investments last year and over 500% for
the last 3 years I will tell you how to prosper in 2006 and
make it your best year ever And the best thing is I won’t
charge you a penny This is for real and all my advice is easily
verified Make 2006 your best year ever!
1 Fire your commision based financial planner Get a fee-based
financial planner (look them up on Google) Commission based
like Prudential, American Express, Allstate, etc are only
going to show you products that give them fat commisions In
otherwords you will not get the help you really need And a lot
or all of your earnings will be negated and squandered on these
heavy commissions You need a non-biased financial planner who
will find you the best investments regardles of what company has
them Fire your commission based financial planner
2 Never ever buy whole life insurance! It is basically a big
money maker for the agent (commissioned financial planner) – it
is their highest commission product – why do you think they push
it so hard? Two words are all you need to remember – TERM LIFE!
Buy term for twenty years You will save a ton and it is dirt
cheap! Put your life in gear and you won’t have to worry about
anything after those twenty years Remember term life good -
whole life bad
3 Learn to stop impulse buying If you can’t afford to pay cash
don’t buy it Tear up your credit cards except for one emergency
card The only purpose of a credit card is to make huge profits
for the bank or store that gave you that card If you have debts
get a plan together to get them paid off A fee based financial
advisor can help you with this Remember, accessories don’t make
the man, owning your own home and being financially independent
does
4 Take 10% of your disposable income and invest it – pay
yourself first – it works If you can arrange for your employer
to take it out of your paycheck or otherwise make it automatic
that is best If you don’t see it, you won’t miss it If your
employer has a 401K program max it out Especially if they have
a percentage match contribution – thats free money $50 here and
a $100 there may not seem like much, but it will compound fast
And the larger your investments get the more they will make
Ther rich learned that they can only earn so much themselves,
but their money can gro to the point where it will earn far more
than you could ever earn Get started saving and investing
5 Switch your auto insurance to Progressive – Regardless of
what the commercials say they are the lowest price, best
service, and best deal – period! Do you think your local agent
and those paid endorsers work for free – they get paid from your
higher fees and commissions (it has to come from somewhere)
Remember it adds up – an extra $200 – $800 saved per year from
your insurance invested correctly will be worth $20,000 really
fast
6 Invest in DRIPs – Direct Reinvestment Plans Many of the top
companies have these and it allows you to invest for very low or
no trading fees (some even give you a discount so it actually
ends up paying you just to invest – I like that) Exxon Mobil
(XOM) and Cross Timbers Oil Co (XTO) are hot oil DRIP’s XTO
has experienced a more than 1200% growth in the past 3 years
Buy it You need to have a good, solid play in the oil, energy
sector They don’t have the best dividends, but with their
growth who cares? I also recommend buying natural gas – Piedmont
Natural Gas (PNY) is the steadiest, safest player in this field
Great dividends and rock solid – it won’t give you the gains of
XTO but will average out some of the peaks and lows Buy it
Remember to get diversified so find a financial DRIP like Banco
Popular (BPOP) – a great spanish bank ripe for a takeover that
pays great dividends
7 For instant diversification, steady growth and solid
dividends use an ETF (Exchange Traded Fund) Unlike mutual
funds, etf’s can be traded throughout the day just like stocks
Choose an ETF that tracks a major or minor stock index (for
better diversification) I recommend IJR – it provides the best
growth and dividend return of the ETF’s Buy IJR Remember do
not put more than 20% of your investment portfolio under any one
stock or ETF – diversification is the key to amassing great
wealth
8 Learn that no matter how hard you work for someone else you
will never be paid what you are worth You will only be paid
what you are worth when you realize this and decide to go into
business for yourself Do your homework first and pick something
you like that can be turned into a moneymaker Remember 70% of
new small businesses fail mostly due to poor planning You will
make mistakes, we all do, but its how you interpret those
mistakes and what you learn from them that makes the difference
9 Whatever your religion, pray and read your bible If you
trust and have faith in God you will be provided with what you
need The steps above will provide you with financial freedom
and wealth If you let him, God will provide you with
understanding, happiness, meaning to life and less stress
Studies have shown that people who pray and have faith are
healthier and live longer What good does all that money do if
you can’t enjoy it and help others with it? Volunteer Be a Big
Brother Help others out Once you have become successful please
help others to do the same Pray, read your bible and volunteer
There you have it – if you follow this advice you will
undoubtedly be well on your way to financial freedom and
happiness And there’s more easily proven and helpful advice
here than in all those infomercials and books you see on TV like
no money down realestate, the greatest vitamin, paytrading,
etc Fire your commissioned investment advisor Stay away from
Whole Life and only purchase Term Life – you will save
tonsLearn to pray and read your bible Do yourself a favor and
print this out If you care about your friends give it to them
Put it in your email lists If you believe in helping others and
making the world a better place then pass it on to everyone you
can These ideas and stock tips will provide you and everyone
else with solid gains for years and a greater chance at
financial freedom The best thing is it didn’t cost you a cent
Just do me a favor and visit and promote my sites listed below
(wwwmdwholesalecom and wwwbestskinpeelcom)

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