Knowledge Base
June
2
How To Find Good Balance Transfer Cards If you have a credit card you're likely to have debt, but you could save a small fortune on repayments by transferring the outstanding balance on one credit card to another credit card Credit card balance transfers are an easy option for managing credit Some people switch their balances from card to card to take advantage of each new offer This is known as card jumping or rate surfingCredit card balance transfer offers ...
June
2
E-banking (online Banking) And Its Role In Today's Society The world is changing at a staggering rate and technology is considered to be the key driver for these changes around us (Papers4youcom, 2006) An analysis of technology and its uses show that it has permeated in almost every aspect of our life According to Tero et al (2004) many activities are handled electronically due the acceptance of information technology at home as well as at workplace Internet can be seen ...
May
28
Internet Banking - Which Web Bank Is Right For You Finding information online seems like the proverbial search for the needle in the haystack – with so many sites and adverts vying for attention just thinking about searching for an internet bank is enough to bring on a headache However, it might well be worth the effort – out of the five best-paying current accounts today, four are provided by internet banks With a difference of two or three percent, ...
May
22
How To Pick The Right Credit Card For Your Spending Habits Copyright 2006 Andrew Saari There are so many different credit cards out there to choose from! Picking the right one for your spending habits can be a difficult decision Here, we'll try to help you sort through the types, and to make a wise choice No annual fee vs annual fee: *Some credit card companies charge an annual fee just to have the card Some will waive the fee just for charging ...
May
22
Personal Accounts – Clever Ways To Manage Your Account Once you’ve found the right bank and the right account, you may be tempted to rest on your laurels However, if you want to make the most of your money, you need to give it regular attention The world of finance is changing continually, with new offers and opportunities cropping up every season To take advantage of them, you need to keep your finger on the pulseNot only should you keep ...
May
16
Personal Loans - The Best Way To Borrow? Are personal loans the cheapest method of borrowing? Wellsometimes is the best answer, personal loans can be a cheap and effective way to access funding but lets examine the alternatives using lifetime or 0% balance transfers on credit cards if you have several cards, or your credit can handle obtaining additional cards, and you are looking to borrow short to medium term, say 2-5 years, then why not take advantage of all those balance transfer offers you probably already ...
May
13
Save Money With A Balance Transfer Credit Card It is estimated that about a third of people fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance If that applies to you, the chances are you could save money by applying for a new credit card which offers zero (or low) interest balance transfers The way this works is that you take out a new credit card offering such a deal and immediately ask them to ...
May
11

Pep Transfers

Posted by: Category: Finance
Pep Transfers Although you are no longer able to set up a PEP or invest more money in one, it is possible to transfer an existing PEP to a new fund platform with a better rate of return than you are currently getting, where you can continue to invest your money tax free This article provides an overview of the PEP transfer process PEP Transfers PEP transfers enable you to switch to different investment funds Transferring your PEP enables you to get rid of your existing PEP investments and ...
May
10

Rate Tarts – What Are They?

Posted by: Category: Finance
Rate Tarts - What Are They? According to leading market analysts, rate tarts are costing the UK lending industry over one billion pounds a year This is pretty much the same as saying that rate tarts are saving themselves one billion pounds a year So what, or who are they, and why have they gotten the lending industry's attention 0% Balance Transfer Credit Cards Well, most people are reasonably familiar with the balance transfer and other offers that lenders are putting out to try and entice customers to ...
May
6
Shopping For Small Business Services Should you be in the early stages of a business start-up then there are elements to your personal business banking service which you should be looking for - and if you haven't yet set up an account now is the time to take a deep breath and go shopping! It's a competitive market, and it's often hard to be sure which services you should be looking for to provide the best service for your small business Certainly the basics such as ...


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