Knowledge Base
May
26
Financial Risk, Investment In College And Academic Clout Often Over Blown All too often academia misleads parents and college students into believing that their institutions carry clout In fact in the end it is the individual not the school, which provides propulsion in one’s career you see? One thing that colleges and universities always tell students and parents during pre-enrollment visits is that; “Our institution places 85% of our graduates in the Fortune 500 Companies”Well that is just grand, but ...
May
23
The Top Money Mistakes Made By Students Almost half of all the professionals I know complain about either their student loan payments or their credit card payments A few can't even afford their own place because their debts are so high What are college students doing wrong?I believe that we simply don't teach our young people how to wisely manage their finances Personally, no one ever sat me down and talked about credit, interest, saving and debt This is partly ...
May
20

The Need For Scholarships

Posted by: Category: Finance
The Need For Scholarships Scholarships are the amount of money that is given or cut in fees of students on some spatial basis Various institutes all over the world provide scholarships for students, based on performances in exams or in some other cases as arias, finance or family backgrounds Scholarships are the financial help to the students for their studies Most of the time scholarships are given based on performances It is a kind of reward for brilliant students as the ...
May
14
Student Credit Cards Are A Step Towards Financial Responsibility A recent addition to a college student's must-haves is a credit card Along with the cell phone, the credit card is becoming more and more prevalent among young people ages 18-25 Perhaps it is but natural for credit companies to mine this previously untapped market More and more products and services are being targeted towards these customers And the more cool stuff is out there, the more they will want to buy - if not with cash, then ...
May
4
Discount Car Insurance - Saving Money On Car Insurance Is Easy Car insurance is one part of our family budget that we will always have to deal with and so it behooves us to get better informed We would all love to buy some form of discount car insurance The reality of that already exists There are more discounts in car insurance than ever before Some of the newer vehicles have so many of them that they are often cheaper to insure than some of the ...
May
4

Federal Student Loan 101

Posted by: Category: Finance
Federal Student Loan 101 Approximately $60 billion is allocated every year by the Federal Government to be disbursed among needy students as grants and loans, to pursue post secondary or higher education Though it is not the only source of Government education funding, the Department of Education's Federal Student Aid (FSA) is the largest student's loan-funding source in America The starting point of getting Federal student loans is to fill out the Free Application for Federal Student Aid (FAFSA) form, which can be done electronically To be eligible ...
May
2
Taking Advantage Of A Federal Student Loan Consolidation Program Earning a college degree is one of the most important - and expensive - things you will do in your life If you are able to attend college without having to take out any student loans, you are one of the lucky few Most individuals have to borrow at least some of the money they need for tuition, books, and living expenses And upon graduation, you are faced with the challenge of repaying all of those loans ...
April
18

College Student Credit Cards

Posted by: Category: Finance
College Student Credit Cards College is the place where most of us get our first taste of financial freedom and the responsibility that goes along with it Inexperienced with debt, college students may apply for a cash back credit card thinking that it sounds like a no lose situation They hope to charge large ticket items or living expenses that they cannot afford to buy with cash and then receive a check for cash back at the end of the year Unfortunately, a free credit card offer ...
April
17
Student Credit Cards - Best Way To Build Credit History If you are a college student, acquiring a college or student credit card is the easiest way to build a good credit history Perhaps you have seen credit card applications displayed around campus The application process is very simple, and most people are approved Although obtaining a credit card is perfect for proving credit worthiness, it is essential to responsibly manage credit Advantages of a Student or College Credit Cards Aside from the obvious advantage of establishing credit ...
April
9
The Proper Use Of Student Credit Cards With the dawn of the 'cashless' era, student credit cards have become a fact of college life Students can no longer do without a credit card Many credit card companies set up stalls within the college campus during the first semester to lure students Just like the ordinary card, student credit cards carry a credit limit, a grace period, an annual fee and overdue charges When applying for a credit card, every student must remember that he or she is laying ...


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