New Year Home Budgeting The pre-Christmas period is the peak time of the year for retail sales, and many department and other stores depend on a successful Christmas for their annual profits There is another side to that coin: the same period is also the peak time for consumer spending A surge in consumer spending often means a jump in borrowing to support that spending in the stores Even people who might normally be very careful with their finances, may feel ...

Easy Ways To Handle Bank Foreclosure Recently, my significant other and I found ourselves facing bank foreclosure on our home We knew it was coming We had missed several mortgage payments while we were laid off from our jobs at the mine Stupidly, we decided not to communicate our problems to the bank We tried to make do with part time jobs at fast food restaurants, but trying to make all of our payments on time and still have money ...