What is Factoring and Invoice Discounting? Factoring and invoice discounting (known as debtor finance) can dramatically improve your cash flow by releasing money as soon as you have completed an order and raised an invoice rather than having to wait for your customer to pay This makes them ideal for funding growth Because it's linked to sales, factoring or invoice discounting is ideal if your business does not have the financial track record or security available to negotiate sufficient overdraft facilities A key advantage is flexibility The amount ...

Do You Know How To Find The Best Car Loan? People will spend months or even years planning to buy a car They will work hard to build good credit They will search for just the right make and model They will scope out the various dealers and sales staff sometimes even comparing service departments too Then they will sign on the dotted line for the first loan the sales person offers What is wrong with this picture? It is important to remember that if you have ...

Factoring Can Be An Ideal Solution For Start-Up And/Or Growing Businesses Factoring is one of the oldest methods of business financing in existence The history of factoring dates back to the days of moneylenders in the middle ages Factoring has been the working capital facility of choice in Europe for centuries It has taken on a new life in recent years as a financing method for many businesses in the United States Factoring is the sale of accounts receivable, as ...

How Do Interest Rates Work? One of the most confusing things about borrowing money is calculating the interest rates Interest rates vary and when you go to take out a loan or a mortgage it might seem intimidating when the loan officer starts talking about interest rates per annum, nominal rates and market interest rates There are different types of interest rates depending on whether you are borrowing money or investing money When you are borrowing money you have to ...