Life Insurance Jeopardised By Excessive Alcohol And Drugs Consumption, Declares Moneynet Insurers are taking a hard line on drinkers and hard drug users, as new research from Moneynet shows that exceeding 40 units of alcohol a week can result in a 50 per cent rise in life insurance premiums And, for drinkers whose fondness for a tipple runs into the 90 units* a week, premiums are likely to be loaded by some 300 per cent, although surprisingly they are not turned down outright and can still get cover ...

How To Finance Or Refinance A Motorcycle Loan How to obtain a motorcycle loan If you want to get a loan for your motorcycle or refinance a current loan, follow our simple advice to get you back on the road Never mind public opinion, obtaining a motorcycle loan can be a straightforward and easy process if you follow the correct procedure The refinance company or motorcycle loan company can usually get back to you straight away to offer you their best interest rates When you know what ...

How Refinancing Works Refinancing has become an increasingly popular method of loan management in the past several years, but there are still a lot of people who aren't exactly sure what it means to refinance a loan or how refinancing works Though refinancing can be handled in different ways depending upon the lender and the type of loan that's being refinanced, refinancing is basically the process of taking out a new loan to cover the cost of a previous one so as to secure a lower interest rate ...

A Guide To Banking Services Many of the important choices that you make in life concern financial matters from choosing investments to shopping for groceries, money is an important part of everything that you do When it comes time to make a decision concerning how you want to handle your money, it's generally best to know all of the options that are available to you before you choose a single option Here are a few of the different choices that you should consider when looking for financial services ...

Strategies For Long-term Investments If you've considered long-term investments in the past but aren't really sure where you should start, you're in luck While there was a time when long-term investments were difficult for someone who wasn't specifically trained to work with them, modern investment banking allows for long-term investment opportunities for even the least financially-aware individuals Below you'll find suggestions to help you choose from among the various investment opportunities that you may encounter consider each type of investment opportunity carefully, and decide which one (or which combination ...

How Cheques Work It can seem so simple sometimes, simply writing out a cheque in order to pay for your purchases Have you ever stopped to wonder exactly how your chequeing account works, though? After all, there's more to it than simply writing a cheque or swiping a cheque card a lot of things go on behind the scenes to make sure that the transaction is valid and that you have enough money in your account to cover the cheque that you're writing If you've ever wondered exactly ...

When And How To Shop For A Loan If you're thinking of getting a loan but aren't exactly sure whether the current loan market is likely to produce a good interest rate, you might want to do a little bit of basic research into the interest rates that are offered both locally and nationally, as well as the various loan rates that are offered by different banks and lenders in your local area Below are some suggestions for how to tell whether or not the time is ...

Blogs That Can Save You Money When it comes to saving money and personal finances, the traditional place to do research was through books and magazines While these are still excellent sources to research and learn about personal finances, there is also a new and growing format that makes personal finances more user friendly and allows for two-way communication This information can be found in the growing number of personal finance blogs "Personal finance blogs tend to offer the real life experience of the blogger as he or ...

Choose The Right Savings Account Once you've found the right checking account, you'll want to start looking for the right savings account You only want to keep the minimum balance plus any money you need for bills in your checking account There are two main factors to consider when choosing a savings account: Savings Account Interest Rate You want a savings account with a high interest rate The interest rate is the amount of interest that the bank will pay you on the balance in your savings account ...

Homeowners Insurance: What's Covered, What's Not, And What To Look For Individuals planning on purchasing a home spend weeks if not months picking the perfect neighborhood, floor plan, and then home before they even consider purchase In a similar way, buyers will shop around and compare the interest rates offered them on mortgages Yet, when it comes to homeowners insurance, the norm is to still simply to defer the decision-making to the agent But just as you wouldn't consider purchasing your home without first researching and planning, so ...