Knowledge Base
May
27
Deal Or No Deal – Who’s Your Banker? Copyright 2006 Andy Warren You may have seen or heard of the hugely successful worldwide show, Deal or No Deal If you haven’t, the premise is quite simple In the UK version there are 22 sealed boxes each containing a cash value of between 1 penny and £250,000 No one knows what each one contains The contestant chooses one of the 22 sealed boxes to hold and then opens all the other boxes ...
May
19

Discounted Term Assurance

Posted by: Category: Finance
Discounted Term Assurance Three Tips To Getting Discounted Term Assurance If you want to take out a term assurance policy then you probably already want to make sure that you get it right and that you get it cheap After all, there is a very real possibility here that you won’t die during the term of your policy so you won’t get any money back But, on the other hand, you also need to make sure that your family is given ...
March
31
The Best Ways To Boost Your Credit Score Because of the way credit scores are calculated, some actions you take will affect your credit score better than others In general, paying your bills on time and meeting your financial responsibilities will boost your score the most Owing a reasonable amount of money and being able to repay it will show lenders that you take your finances seriously and pose little threat of lost money There are a few tips that, more than any other, will boost your ...
March
26

Insurance And Ethics

Posted by: Category: Finance
Insurance And Ethics Insurance contracts are often seen as a form of gambling That is because they appear as a type of wager that takes place over the lifetime of the policy Basically the insurance company is willing to bet that you and your property will not suffer the loss insured against In exchange for making this bet, and taking on the risk, the receive your premium If they win the bet, they keep the premium, if they lose, they make the payout In this sense, they ...
March
25

Minimizing Interest On A Loan

Posted by: Category: Finance
Minimizing Interest On A Loan Interest is a major factor in process of looking for a loan you don't want to pay too much in interest once you get your loan, but it can be difficult to tell if you're getting the best interest rate that you can The amount of interest that you pay is governed by several factors the decisions of the loan officer, your credit score, and even rates that are set at the national level There are things that you can do to ...
January
28
Do You Need a New Car Loan at a Lower Interest Rate? One of the worst things that a person can do when trying to save money is to take out a brand-new car loan. Depending upon the time of the year, you could end up paying more per month for your car payment than you do for your rent or mortgage. Here are a few things to consider when looking for different auto funding. You are a young driver, odds are ...
January
22
Buying a Car With Bad Credit - You Can Easily Get a Loan Now Buying a car with bad credit may seem like an impossible task if you are down on your luck. I don't know about you but I was brought up with a mindset that you have to have excellent credit and a big down payment to buy a car. Even buying a used car with bad credit was not a possibility. We're going to investigate the options available to ...
January
22
How Using Your Tax Refund Can Help You Get Approved For Auto Loans With Bad Credit If you are applying for, having a substantial down payment will definitely help you get approved. Applying your tax refund to your purchase can really swing the pendulum your direction. As more and more people are finding themselves with lower credit scores, their traditional lending sources they are used to using will not be able to help them. Once your credit score gets below a certain ...


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