Knowledge Base
April
16

Revenue And Activity

Posted by: Category: Finance
Revenue And Activity Keith Rosen Master Certified Coach discusses time and revenue: While you may feel you're focused and on the path to reaching your goals, what happens when that path starts widening to the point where it's causing breakdowns and delays in your process? I was talking with a client recently who told me they're getting bogged down with busywork If you're looking for an easy gauge to determine what activities are the right activities to engage in that will move you closer to your goals, here ...
April
16
Rapid Refunds Rapidly Take Your Money At tax time, most Americans find themselves expecting a refund That's no surprise, as most people have too much money withheld from their paychecks It would be a simple matter to adjust the withholding so that the amount of money withheld is roughly equal to the amount of tax owed, but most people are content to get a refund check every spring Until relatively recently, when a taxpayer had a refund coming, he or she had to wait two months or ...
April
16
Following Conventional Wisdom Could Cause This Fatal Million Dollar Mistake Conventional Wisdom States Buy a House Get a Fixed Rate Mortgage and Make Extra Payments to Pay Your Mortgage off as Fast as Possible If you follow Conventional Wisdom you will be making a Million Dollar Mistake Keep Reading to find out why(This Example is Similar to one Used By Ric Edelman in his New York Times Best Seller the Rules of Money)You have a good job and you decide ...
April
16
Online Billing: To Suppress Or Not To Suppress? Electronic billing or online billing presents opportunities to significantly reduce the cost of sending bills and receiving payments Experts have identified three areas of cost savings: 1 Decrease in postage from paper suppression 2 Decrease in the number of calls to a customer service organization 3 Decrease in the number of days a sale remains outstanding In this article we will explore how to effectively use online billing to decrease the dollars spent on paper and postage In order to save ...
April
15

Value-driven Budgets

Posted by: Category: Finance
Value-driven Budgets Besides the specter of having to pay the IRS by April 15th, another thought rears its ugly head during the tax season Just where did all that money you made go? Sure, you can blame the government and higher prices, but there is a nagging feeling that you might be overspending So you get out all your paperwork, fire up Quicken and try to figure out where the money has gone Then you diligently scratch out a budget for the next year, cutting expenses in ...
April
15
Before You Buy Why Get Pre-approved? OK You've made the decision You're ready to buy a house Great! You've got that dream home pictured in your head Now all you have to do is find a Realtor, make your offer and move in Right? Wrong Your first step should be to find a trustworthy mortgage professional But that's not the fun part, you may say Why start with a mortgage professional? In a nutshell, this can save money, time and increase your bargaining power Your mortgage broker is ...
April
15
Student Loans The Best Thing Student Money Can Buy As a student, you may baulk at the idea of having to take out a loan or two to further your education, but what are your options, notwithstanding having a rich and generous dad or receiving one of those student grants that are more akin to gold dust nowadays? In short, a student loan is about the best thing money can buy, if you're a student with your whole life ahead of you, as borrowing this cheap money ...
April
15

What Is A Bank ?

Posted by: Category: Finance
What Is A Bank ? What is a bank? According to Britannicacom, a bank is: an institution that deals in money and its substitutes and provides other financial services Banks accept deposits and make loans and derive a profit from the difference in the interest rates paid and charged, respectively Banks are critical to our economy The primary function of banks is to put their account holders' money to use by lending it out to others who can then use it to buy homes, businesses, send kids to college When you ...
April
14
Debt Management Plan (dmp) - Why, What, How In recent years, the Federal Trade Commission (FTC) has taken action to sue several "so-called" debt management organizations The FTC contends that these organizations deceived consumers, charged high fees and didn't offer the services they claimed to provide A reputable debt management credit counseling organization should employ licensed and trained credit counselors, who educate their customers on budgeting, saving money, debt management and consumer credit A Debt Management Plan is a system, where consumers who are overwhelmed by debt, seek the services ...
April
14

Budgeting With Credit Cards

Posted by: Category: Finance
Budgeting With Credit Cards These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail advertisements seeking to entice you into signing up for a personal loan, a new credit card, a debt consolidation loan or some other similar form of credit Then on the television the same ads will be targeted ...
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