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April
16
Revenue And Activity
Keith Rosen Master
Certified Coach discusses time and revenue:
While you may feel you're focused and on the path to reaching
your goals, what happens when that path starts widening to the
point where it's causing breakdowns and delays in your
process?
I was talking with a client recently who told me they're getting
bogged down with busywork If you're looking for an easy gauge
to determine what activities are the right activities to engage
in that will move you closer to your goals, here ...
April
16
Rapid Refunds Rapidly Take Your Money
At tax time, most Americans find themselves expecting a refund
That's no surprise, as most people have too much money withheld
from their paychecks It would be a simple matter to adjust the
withholding so that the amount of money withheld is roughly
equal to the amount of tax owed, but most people are content to
get a refund check every spring
Until relatively recently, when a taxpayer had a refund coming,
he or she had to wait two months or ...
April
16
Following Conventional Wisdom Could Cause This Fatal Million Dollar MistakePosted by: Category: Finance
Following Conventional Wisdom Could Cause This Fatal Million Dollar Mistake
Conventional Wisdom States Buy a House Get a Fixed Rate Mortgage and Make Extra Payments to Pay Your Mortgage off as Fast as Possible If you follow Conventional Wisdom you will be making a Million Dollar Mistake Keep Reading to find out why(This Example is Similar to one Used By Ric Edelman in his New York Times Best Seller the Rules of Money)You have a good job and you decide ...
April
16
Online Billing: To Suppress Or Not To Suppress?
Electronic billing or online billing presents opportunities to
significantly reduce the cost of sending bills and receiving
payments Experts have identified three areas of cost savings:
1 Decrease in postage from paper suppression
2 Decrease in the number of calls to a customer service
organization
3 Decrease in the number of days a sale remains outstanding
In this article we will explore how to effectively use online
billing to decrease the dollars spent on paper and postage
In order to save ...
April
15
Value-driven Budgets
Besides the specter of having to pay the IRS by April 15th,
another thought rears its ugly head during the tax season Just
where did all that money you made go? Sure, you can blame the
government and higher prices, but there is a nagging feeling
that you might be overspending So you get out all your
paperwork, fire up Quicken and try to figure out where the money
has gone Then you diligently scratch out a budget for the next
year, cutting expenses in ...
April
15
Before You Buy Why Get Pre-approved?
OK You've made the decision You're ready to buy a house
Great! You've got that dream home pictured in your head Now all
you have to do is find a Realtor, make your offer and move in
Right? Wrong
Your first step should be to find a trustworthy mortgage
professional But that's not the fun part, you may say Why
start with a mortgage professional? In a nutshell, this can save
money, time and increase your bargaining power
Your mortgage broker is ...
April
15
Student Loans The Best Thing Student Money Can Buy
As a student, you may baulk at the idea of having to take out a
loan or two to further your education, but what are your
options, notwithstanding having a rich and generous dad or
receiving one of those student grants that are more akin to gold
dust nowadays?
In short, a student loan is about the best thing money
can buy, if you're a student with your whole life ahead of you,
as borrowing this cheap money ...
April
15
What Is A Bank ?
What is a bank?
According to Britannicacom, a bank
is:
an institution that deals in money and its substitutes and
provides other financial services Banks accept deposits and
make loans
and derive a profit
from the difference in the interest rates paid and charged,
respectively
Banks are critical to our economy The primary function of banks
is to put their account holders' money to use by lending it out
to others who can then use it to buy homes,
businesses, send kids to college
When you ...
April
14
Debt Management Plan (dmp) - Why, What, How
In recent years, the Federal Trade Commission (FTC) has taken
action to sue several "so-called" debt management organizations
The FTC contends that these organizations deceived consumers,
charged high fees and didn't offer the services they claimed to
provide
A reputable debt management credit counseling organization
should employ licensed and trained credit counselors, who
educate their customers on budgeting, saving money, debt
management and consumer credit
A Debt Management Plan is a system, where consumers who are
overwhelmed by debt, seek the services ...
April
14
Budgeting With Credit Cards
These days, with so much easy credit available it is very easy
to let your finances and debts get a little out of hand Pretty
much every morning when you wake up and check your mail, you
will be greeted by a plethora of junk mail advertisements
seeking to entice you into signing up for a personal loan, a new
credit card, a debt consolidation loan or some other similar
form of credit Then on the television the same ads will be
targeted ...
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