Debt And Debtor's Disease Do You Have It? Debtor's disease is a silent killer Killer of respect, marriages, self control, and families There isn't a part of your life that it won't touch and destroy with it's deadly power Some of you won't even know you have it for many, many years It's a sneaky affliction; creeping into your life and slowly but surely taking control of every part of your existence Seems a bit of a dramatic description, doesn't it? ...

Bad Credit Is Coming! - Signs That You Are Approaching Bad Credit Many people in the United States today have bad credit, and the numbers have continued to rise It isn't just those who are lazy who end up with bad credit Many hard working people who are well meaning end up in situations where their credit is ruined The best way to avoid this is to look at the different warning signs that can indicate that you're headed towards ...

Early Redemption Penalties - What Are They? These days, more and more attention is being paid to APRs when people are shopping around for loans This is not surprising as the very reason the APR was introduced was provide a standard figure that customers could use to compare the prices of loans without getting our their calculators and doing the math themselves However, there are many other potential charges when taking on credit and it would be a mistake to ignore these and put all your concentration ...

How To Fix Your Credit Score 570 I was shocked and disturbed seeing the number that I long neglected checking Must be some sort of mistake No, that is what happens when you make a credit card payment SIXTY days late So much for being approved for that new Honda Accord Monitoring your credit score is an extremely easy and important thing you can do to assure your current and future plans involving money transfer of any kind are safe Less than two years ago, I lapsed ...

What To Do If You're Being Audited Audits are regularly issued by the Internal Revenue Service (IRS) There are two main reasons why an individual or business may be audited by the Internal Revenue Service (IRS) Random audits are not as frequent as they used to be; however, they do still exist The majority of audits ordered by the Internal Revenue Service (IRS) are because they noticed a large mistake or they feel a taxpayer is trying to deceive them to receive a larger tax refund Despite ...

Following Conventional Wisdom Could Cause This Fatal Million Dollar Mistake Conventional Wisdom States Buy a House Get a Fixed Rate Mortgage and Make Extra Payments to Pay Your Mortgage off as Fast as Possible If you follow Conventional Wisdom you will be making a Million Dollar Mistake Keep Reading to find out why(This Example is Similar to one Used By Ric Edelman in his New York Times Best Seller the Rules of Money)You have a good job and you decide ...

What Debt Card, Oops! I Mean Credit Card Companies Don't Want You To Know Where large sums of money are concerned, it is advisable to trust nobody Agatha Christie (1890-1976) You notice I called credit cards by their real name in the title of this chapter Make no mistake, the outcome of using a credit card is to create debt It would be a lot more difficult to market a "Debt" card but that is what they are In case you weren't aware of it, Federal ...

Invest Smartly Are you interested in real estate business? It sure is tempting, but what are the pitfalls? What should a new investor know before putting money into real estate? There is one mantra that successful real estate investors live by: "buy low - sell high" How can you apply this to your investment strategy? 1 Don't get oversold: New investors can easily get caught up in the sale Without experience or a background in real estate you may think your instincts are good and quickly get in ...

Seven Deadly Trading Mistakes - Part One By studying at the most frequent reasons for failure, we can avoid making the same mistakes as the crowd, and thus turn these negative points into positives In this series of articles, I will be looking at the seven most common mistakes I see made by traders Mistake Number One - Switching Strategies or "The Hunt For The Holy Grail" The holy grail of trading - we've all looked for it - the super system that never loses We've searched forums, ...

Seven Deadly Trading Mistakes - Part Three So far we've looked at how not sticking to a strategy, and not planning our trading will inevitably lead us to loss Now I want to talk about one aspect of planning in more detail - money management You're probably thinking that's a really really boring subject, but before you decide to skip this article, let me say that money management isn't just about making sure you survive long enough to turn a profit, it can also open up whole ...