The Basics of Life Settlement and Viaticals Individuals 65 and older or someone being faced with an expensive medical illness who is in need of a large sum of money, you have an option that may be better for you than seeking a personal loan If you have a life insurance policy, you may want to consider selling it to a third party to receive the money you need As an elderly person, you may be faced with bills you cannot ...

The Key To Protecting Your Money Have you ever experienced a major paradigm shift? You know, the kind where you think you already know something about something But suddenly, you learn something new about that 'something' that changes your whole perspective and outlook on the topic If so, then you know exactly what I'm talking about Now, you know that something this powerful doesn't happen everyday But somehow you kind of wished it did Right? So, what if there was ...

Trust funds guide A Trust is perhaps the best channel to keep your money and other assets safe and secure for your future generations It is a lawful creation that isolates your money for specific reasons A trust is beneficial even when the grantor is alive and after his death A grantor, settler or donor is the person who is responsible for settling the trust Trust funds can be set up by single or a group of individuals There are ...

The New Bankruptcy Law With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion with regard to the new "means test" requirement The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy The purpose of this article is to explain in plain language how the means test works, so that consumers can get a better idea of how they will be affected under ...

Getting Cash Now for your Structured Settlement If youÂ’ve agreed to accept a structured settlement, itÂ’s likely that you felt a sense of relief that your financial uncertainties were being resolved, and that youÂ’d have the funds necessary to pay your bills, support your family and go on with your life When you agreed to the terms of the settlement, hopefully with the help of a financial advisor, you accepted a series of financial payments that made sense for you ...