Auto Insurance 101 Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc) It provides protection against losses incurred as a result of vehicle accidents While the product seems simple, there are many different types of auto insurance policies available for purchase Depending on the policy that you choose, your coverage levels and types will vary Broadly speaking, these are the types of auto insurance programs on the market today: Coverage: * 'Comprehensive coverage' (Comp) - This kind of insurance insures ...

The Endowment Claims Crisis Endowment claims hit 10,000 for year The number of compensation claims relating to mis-sold endowment mortgages has risen to unprecedented levels The Financial Services Compensation Scheme, which processes claims against firms which are no longer able to meet their liabilities, says it was inundated with 10,000 new claims in the half-year to the end of September - far in excess of the forecast of 7,000 for the full year The FSCS now estimates that as many as 22,000 new endowment claims will be received during the ...

Working Capital Cash Flow Solutions: Should I Borrow From A Bank? Recently, my newspaper reported that a local bank "earned a four star excellence rating for the sixty-fourth consecutive quarter" That's sixteen years of four star excellence! The article went on to say that the "rating is based on a complex formula that includes capital safety levels, quality of loan portfolio, and the ability to meet obligations" The press release was designed to showcase the value of this bank and demonstrate its prominent position in the economy As a ...

Wealth Management: Effectiveness Is A Must You have spent many years of your life managing your finances You now have a good amount of money set aside You need someone to handle wealth management for you so that that money will grow at a good rate without being lost While you can do all the investing and managing yourself, you may want to turn this over to a professional as well While there are no investments that are not risky somewhat, wealth management companies are some ...

Men, Women and Their Finances What do you worry about most when it comes to your finances and debt or your credit card repayments? It seems that men and women have different outlooks and think differently about their finances A survey was carried out to see whether men and women thought differently or the same about their finances Women tend to look at their current levels of debt while men tend to look to the future and are more likely to ...

Working Capital Cash Flow Solutions: Should I Borrow From A Bank? Recently, my newspaper reported that a local bank “earned a four star excellence rating for the sixty-fourth consecutive quarter” That’s sixteen years of four star excellence! The article went on to say that the “rating is based on a complex formula that includes …capital safety levels, quality of loan portfolio, and the ability to meet obligations…” The press release was designed to showcase the value of this bank and ...