Doorstep Lenders Receiving Unwanted Interest Unwanted interest has come from sources including industry regulator, the Competition Commission (CC), following an Office of Fair Trading (OFT) investigation which was in turn sparked by a super-complaint lodged by the National Consumer Council (NCC) Doorstep loans offer small short-term loans to people who are on low incomes or without access to bank accounts, with repayments being collected weekly or fortnightly by collectors who directly call at the customer's homes Peter Freeman, chairman of the CC, ...

Start Saving For Retirement Now Retirement isn't as far away as you may think it is Studies into the way our brains age indicate that as we age, time actually does move faster Or at least it does for our brainsWith every day that passes, you are getting closer faster to retirement Are you ready?One of the best ways to understand what it takes to be retired is to talk with those that are already there Though we like to ...

Divorce And Credit When you are going thru a divorce, you are going to want to pay close attention to your credit One thing that most men and women figure is that they are not going to have any problems with their credit once they have gone thru a divorce There may be a few of the men and women out there that are not going to have any kind of problemsOne of the first things that you are going ...

Does Money Buy Happiness? An Economic Intrigue An enduring paradox in the history of humanity is that although the rich are significantly happier than the poor within any country at any moment, average happiness levels change very little as people’s incomes rise in tandem over time The question of happiness is central to our lifestyles, religions and societies It can be argued, in fact, that all that we do is ultimately for the conquest and increase of happinessHappiness is also ...

Income Tax Season The tax season for most all individual tax payers falls during January, February, and March each year It's the time of year that most citizens look forward to receiving a refund or they dread because they know a balance due must be paid by April 15th But do you know how all that came to be? Let's have a short lesson in the history of the income tax and tax season in the United States In the beginning, from 1791 to 1802 the US ...

Iras Today, more than ever individuals should be concerned about their retirement savings, and if they will have enough to see them through their golden years Currently, social security benefits are all that many Americans have to see them through their retirement, and with inflation, escalating medical expense, and prescription drug costs, many senior citizens simply cannot make ends meet on their fixed incomes In addition to these concerns, many of our citizens known as the "baby boomers" are reaching retirement age With more and more of our population ...

Msas Today, more than ever individuals should be concerned about their retirement savings, and if they will have enough to see them through their golden years Currently, social security benefits are all that many Americans have to see them through their retirement, and with inflation, escalating medical expense, and prescription drug costs, many senior citizens simply cannot make ends meet on their fixed incomes In addition to these concerns, many of our citizens known as the "baby boomers" are reaching retirement age With more and more of our population ...

The History Of The Internal Revenue Service Do you ever wonder, how a country that revolted because of the unfair taxation of tea, came to be under the tight control of the Internal Revenue System? It seems kind of ironic, doesn't it, that the very reason we were founded, unfair taxation, is exactly where we are as a country today? How did we come up with our own office of taxation, and how long has it been in existence? This article examines how the Internal Revenue Service ...

The Internal Revenue Service Do you ever wonder, how a country that revolted because of the unfair taxation of tea, came to be under the tight control of the Internal Revenue System? It seems kind of ironic, doesn't it, that the very reason we were founded, unfair taxation, is exactly where we are as a country today? How did we come up with our own office of taxation, and how long has it been in existence? This article examines how the Internal Revenue Service was formed, and ...

Business Ownership Labor Day Traditionally, supporters mark Labor Day in the context of labor versus corporations, as working people versus big business But, now that labor has become so involved in business ownership through contributions to pension funds and mutual funds, is it time to think again, to celebrate something new?Over roughly the past half century, working people have bought up a huge chunk of big business And union-sponsored pension plans rank among the biggest institutional investors Working people, both ...