Knowledge Base
March
20
Car Loans And Leasing Are Your Biggest Hidden Expense I get a lot of questions from people about car financing And it makes me wish that more people were educated on how owning new cars can be the biggest destroyer to their personal net worth I don't mind automotive manufacturers earning a lot of profit, and I know of one that earns the majority of their money by financing and leasing cars It just doesn't have to be your money, all the time There is a spectrum ...
March
16
Auto Loan After Bankruptcy - Beware Of Shady Lenders If you have a recent bankruptcy but need an auto loan, you may be surprised at how easy it still can be to get approved for an auto loan Because the bank can protect themselves by using the vehicle as collateral for the loan, it's much easier to get vehicle financing with past credit problems than it is to get a new credit card or another kind of unsecured loan There are many finance companies online competing ...
March
16
Before Signing For An Auto Loan, Be Sure You Understand The Offer Although 90% of all auto loan offers are simple interest loans, there are some lenders who are pushing loans that are not A simple interest loan means that interest is paid, or computed, only on the original principal of the loan You should never agree to an auto loan that is not a simple interest loan The other thing that you want to insist on when securing an auto loan is that the loan begiven ...
March
15
Home Equity Loan Comparison - Access Your Home's Equity Through A Second Mortgage Or Equity Loan You can access your home equity without the cost of refinancing with two financing options A second mortgage will give you a lump sum check with a fixed or adjustable rate A home equity line lets you tap into your equity when you want to Both options allow you to write off interest on your taxes and avoid high financing costs Benefits Of A Second Mortgage A second mortgage allows you to ...
March
15
Car Loan Quote - Comparing Loan Quotes Don't settle for the first auto loan quote that crosses your path There are various methods now-a-days in which individuals can acquire an auto loan Be sure to compare all the pros and cons of each method to ensure you are getting the best bang for your buck There are four main ways to acquire an auto loan quote: dealer loans, credit unions, home equity, or with online quotes Dealership Auto Loan Dealership loans are fairly common In the past, a ...
March
14
Car Loan Financing - Finding A Good Lender When purchasing a new vehicle, most people don't have enough funds to pay cash and must obtain car loan financing After deciding which type of car to buy, the next important step is finding a good lender While you may have no problem qualifying for car loan financing, it is important to shop around before deciding upon a lender You can do this by either visiting local banks in your area or by researching car loan financing offers online If ...
March
14
Car Loan Refinancing - When To Refinance Your Car Loan Want to save money? Lower your monthly payment? Then refinance your old car loan Trade in your high interest rate loan for a lower rate, especially if your credit score has improved You can also lower your payments by extending your loan terms, helping your cash flow Trading In High Rates When rates drop, refinancing makes sense for both mortgage and car loans Factor in the length of the car loan though when deciding whether to refinance If ...
March
13
Home Refinance Closing Costs - Things You Should Know Home refinancing closing costs should be consider before signing a contract You can actually lose money on closing costs if you aren't careful Shopping lenders can help you find lower fees, but you may find other financing options have lower costs Length Of Time To Recoup Costs While the general rule of thumb is to keep a loan for two years to recoup closing costs, it isn't a hard fast rule For one, if you only have five ...
March
13
Bad Credit Home Equity Line Of Credit Loans - 3 Tips On Getting Approved Home equity line of credit loans gives you flexibility to access your cash with low rates Even with bad credit, you can find a lender who offers rates more reasonable than credit cards or personal loans The following three tips will help you get approved with the best financing company 1 Check Your Credit Report Do you know what is on your credit report? While you don't have to know this information to get ...
March
12
Merger and Acquisition Valuation Practice Outline Outline for a New MA ValuationPractice Area for a Law FirmMichael A S Guth, PhD, JD, Practice LeaderThis outline describes the MA package that our law firm would normally prepare when retained to find targeted acquisitions for a client If we are retained by a seller, then this outline describes the information on our client that we would present to potential buyers Any potential buyer will have the standard set of key questions that ...
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