The Future Of Banking, Impatience Collaboration Being the impatient type (only on some occasions!) I was interested to see a press release from Chase about their new Blink card In a nutshell, Chase have released a new type of Credit Card - a contactless one What does this mean for you? Your payment experience has change dramatically for the better No swiping, no printing, no signing, no PIN entering Just hold your card near the reader machine at the checkout, ...

Stock And Options Millionaire Principles INTRODUCTION Having been trading stocks and options in the capital markets professionally over the years, I have seen many ups and downs I have seen paupers become millionaires overnight And I have seen millionaires become paupers overnight One story told to me by my mentor is still etched in my mind: "Once, there were two Wall Street stock market multi-millionaires Both were extremely successful and decided to share their insights with others by selling their stock market forecasts in newsletters Each charged US$10,000 for their opinions ...

Why You Should Not Change Credit Cards Too Often There are some great credit card deals around at the moment and on the surface it would seem silly not to check them out There are a few things however that you must bear in mind when doing your research Always check the small print, if you make an application to see if you can get a good deal you may have authorised a series of searches on your credit report You must remember that a footprint will ...

So Many Ways To Save! If you are anything like me, you have trouble saving money! Just like most folks I guess After a lifetime of trying I have finally figured out how I can save some money and not even notice it's missing and with almost no effort at all That's the best part Here are some ways that might work for you as well: 1 Limited access to your funds Open a high interest yielding online savings account, one that is linked to your account ...

Credit Repair After Bankruptcy You've asked yourself the question many times, "Will I ever get credit again?" The answer, although seemingly complex, is quite simple: Yes You can have another chance at re-establishing your credit Filing bankruptcy is the first intelligent step taken to wiping out accrued debts The next step you'll have to take is to repair your credit report In order to do this, you'll need to develop great patience while you're re-establishing your credit, as these things do take time Two or three years after ...

Futures Option Spreads - Delta Neutral Trading There are many ways to trade futures option spreads One way is to trade spreads that can profit from time decay You can sell options which you believe will lose more time value than the options you buy Another way is to buy and sell options based on their deltas Some of these trades are called delta neutral trades Delta neutral trades are option trades in which the total delta of all the options is Zero At the money options ...

New Home Purchase So the time has come for you to purchase a new home Purchasing a new home is by far one of the largest financial transactions you will ever make in your life, so you will want to take your time and learn as much as you can about the mortgage industry The first question that comes to peoples minds when they begin their quest for a new home is "how much can I afford?" Many factors play a role when it comes ...

Credit Cards To Build / Repair Credit How can you prove your credit worthiness when no one will give you a chance? If you have bad credit, or no credit at all, you understand how difficult it can be to get moving in the right direction Luckily, in today's credit card market there are a variety of options available to assist you Let us tell you about some of the choices you have to get your credit on the right track: Secured Credit Cards Secured credit ...

Assumption, Assuming A Mortgage An assumption is the agreement between the buyer and the seller where the buyer takes over the payments on an existing mortgage from the seller Assuming a mortgage can usually save the buyer money since this is an existing mortgage debt, unlike a new mortgage where closing costs and new, probably higher, market rate interest charges will apply This type of mortgage scenario might just be a nice fit for someone who is looking to save money on closing costs and assume a ...

The Idiots Guide To Back Testing For Confidence After you`ve set your initial stop loss, chosen your method for calculating your trailing stop loss, and implemented all your money management rules, there is one last thing you should do; you should begin back testing your system With out back testing you will be headed in the right direction, but you won`t know what to expect from your system Back testing will also give you the confidence to keep going when you begin to experience the doubt that ...