Mutual Funds Alternatives - Better Gains Lower Risk With This Investment? While many investors see mutual funds as a good long term investment, there is a better investment that not only has higher returns, but lower downside volatility What is the investment? It may surprise you It's UK land, with an average growth of 920% over 20 years and keep in mind this is just the average careful land plot selection has yielded far higher gains and downside volatility is low and gains compare very favourably to mutual ...

Injured Plantiff's Win Today With "no Winno Payno Risk" Lawsuit Loans "No one pays much attention to how a person who has been injured is going to live while waiting for a case to settle, the legal system tends to put people who cannot afford to wait for their money at a disadvantage" - Boston Bar Association Ethics Committee Chairman, Gerry Cohen With these words millions of US consumers every year find out 1st hand the truthfulness of Mr Cohen's assessment of the legal system; but who more ...

Helpful Debt Reduction Tips Developing the best plan to reduce your debt is only half the battle, and pointless if you keep running up your other debts The biggest problem today is the credit card because it is so easy to get one and even easier to just swipe it to pay for what you want We have a tendency to not consider the high interest rates we are paying, especially when we don't pay off the balance each month When your balance rolls over and ...

What To Look Out For When Obtaining A Credit Card A lot of people already own a personal credit card, but more and more people still want another credit card in their 'collection' Their reasons may definitely vary, may it be for sheer vanity, or just something that can be used for emergencies or for their everyday needs, but one thing's for certain - there's always a growing demand for credit cards This causes the credit cards to become more and more competitive with each other as ...

All About Fico A FICO score is a credit score representing your credit history It is a numeric score ranging from about 300 to 850 The median score in the US is approximately 725 A FICO score above 720 is deemed to be "good credit" while a score under 600 is considered poor Your FICO score is important for a number of reasons, one of which is that this score will be sent to lenders by credit reporting companies Lenders review this information to determine whether or not ...

Gold Credit Cards Gold credit cards, as with platinum cards, are a type of premium credit card that is offered by credit card companies to their preferred customers They will also be offered to hand picked individuals that the credit card company would like to add as customers In practice gold cards are very similar to platinum cards and there is actually nothing specific meant by the fact that a card is designated a gold card It is really just a way for each credit card company to ...

Phishing Is Bad, Very Bad In This Digital River If someone has not explained it to you or you haven't heard about phishing (identity theft) and it's horrors then please pay close attentionA very astonished client found out way too late that their teenage daughter had received an email that claimed to want to verify her parents credit card information and that they were an authorized Mastercard representative She had used mommy's card before and new where it was so ...

What You Should Know About Using Your Credit Cards Today, almost everyone is in possession of one or more credit cards But does everyone understand how the credit cards should be used? ; doesn't seem so Some credit card holders only know how to spend on their credit cards till the credit limit is reached Others know only about using credit cards for shopping and bill payments Still others are too afraid to use their credit card A lot many are unaware about the ways to ...

Subprime Mortgage Loans - Which Lenders Should You Avoid? If you have bad credit, your options for a mortgage lender may be limited For the most part, traditional mortgage lenders prefer applicants with a high credit score If you do not match their criteria, you will likely have to obtain a mortgage from a subprime lender Subprime lenders provide a valuable service Their goal is help those with bad credit and no credit get approved for a home loan While most subprime lenders are eager to help, ...

The Five Payday loans are also called "cash advance loans," "check advance loans," "post-dated check loans," or "deferred deposit loans" But they all pretty much mean the same thing In the case of online companies, you apply for a loan through the Internet If you're approved, the money is wired overnight into your checking account The loan is usually for one to four weeks 8212; until your next payday When the loan is due, the company takes the amount you owe 8212; plus a fee 8212; out of ...