Knowledge Base
April
15
How To Deal With Your Auto Insurance Company Disputes, especially when it comes to settling insurance claims, are not new scenarios In fact, they take place every day Just what causes these disputes? Well, one of the obvious reasons is most policy holders think that they deserve to be paid a larger settlement than what they receive Second, claims are slow to process And third, claims are denied There are various ways to deal with your auto insurance company First, is the aggressive approach, which I am ...
April
4
How To Choose A Health Insurance Plan Are you thinking about buying health insurance? With so many different alternatives, it is difficult to know which to choose When choosing a health insurance plan, never base your decision solely on the monthly premium There are many other cost factors -- deductibles, co-payments, and the like -- that will determine the true price tag of your insurance You'll need to read the fine print of the health insurance plan, including what it does and does not cover, the in-network ...
March
23

Auto Insurance 101

Posted by: Category: Finance
Auto Insurance 101 Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc) It provides protection against losses incurred as a result of vehicle accidents While the product seems simple, there are many different types of auto insurance policies available for purchase Depending on the policy that you choose, your coverage levels and types will vary Broadly speaking, these are the types of auto insurance programs on the market today: Coverage: * 'Comprehensive coverage' (Comp) - This kind of insurance insures ...
March
23
Lawyer Professional Liability Insurance Under a Lawyer Professional liability insurance, the insurer is obligated to pay the legal costs of a business in a covered liability claim or lawsuit Covered liability claims include bodily injury, property damage, personal injury and advertising injury (damage from slander or false advertising) The insurance company also covers compensatory and general damages Punitive damages aren't covered under Lawyer Professional liability insurance policies because they are considered punishment for intentional acts In today's litigious society, even small accidents can result in large lawsuits That's why lawyer ...
March
22

The Endowment Claims Crisis

Posted by: Category: Finance
The Endowment Claims Crisis Endowment claims hit 10,000 for year The number of compensation claims relating to mis-sold endowment mortgages has risen to unprecedented levels The Financial Services Compensation Scheme, which processes claims against firms which are no longer able to meet their liabilities, says it was inundated with 10,000 new claims in the half-year to the end of September - far in excess of the forecast of 7,000 for the full year The FSCS now estimates that as many as 22,000 new endowment claims will be received during the ...
March
22
Eliminate Credit Card Debt - 3 Reasons To Use A Debt Reduction Company Online An online debt reduction company can offer you all the services of a traditional debt consolidation company from the convenience of your home You can shop for the best fees and sort through the scams all without making a commitment In the end, you get lower interest rates on your bills with an agency handling your accounts for a low fee Easy Comparisons On Fees Debt consolidation companies will get you the same low ...
March
15
Credit Repair and Avoiding Court If you ever entered a courtroom, you know that the stress elevates, even if you are in the room for someone else Courts are an automatic source for lifting stress Moreover, to avoid the courts means we have to abide by laws and pay our debts If you have taking out a home mortgage, car loan, personal loan, or any other type of credit loan in some instances when the loans requirements are not meet you can be subpoenaed to court There ...
March
14
Will Changes In Bankruptcy Laws Affect You? There are 2 sides to the changes in bankruptcy rules It will be a lot harder to file bankruptcy under chapter 7 and get a totally clean slate For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits(In the short run) However, lawyers working with the actual people filing for bankruptcy say that the new law is seriously flawed because it puts more financial burdens on already ...
March
12
Are New Bankruptcy Laws Going To Help You? There are 2 sides to the changes in bankruptcy rules It will be a lot harder to file bankruptcy under chapter 7 and get a totally clean slate For businesses, relying on issuing credit, the new personal bankruptcy law is doing great, reducing personal bankruptcy claims from the thousands to double digits(In the short run) However, lawyers working with the actual people filing for bankruptcy say that the new law is seriously flawed ...
March
11

No-Fault Insurance Explained

Posted by: Category: Finance
No-Fault Insurance Explained If youÂ’re fortunate, or depending on how you look at it, unfortunate to live in one of the twelve states that are under a non-fault auto insurance system, you can cause an accident, yet your insurance company wonÂ’t pay for the other partiesÂ’ damages If you live in a No-fault state (DC, FL, HI, KS, KY, MA, MI, MN, NJ, NY, ND, PA, UT) that means you live in a state that both requires drivers to carry insurance ...


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