How To Find Good Balance Transfer Cards If you have a credit card you're likely to have debt, but you could save a small fortune on repayments by transferring the outstanding balance on one credit card to another credit card Credit card balance transfers are an easy option for managing credit Some people switch their balances from card to card to take advantage of each new offer This is known as card jumping or rate surfingCredit card balance transfer offers ...

Since Gas Prices Are On The Rise, Is It Smart To Use Gas Cards And What Are Some Ways To Save Money Copyright 2006 Debt Management Credit Counseling Corp Question: Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money on gas? Answer: As we all know, gas prices have risen to an average of $3 per gallon in the United States Since the gas prices are high again, this ...

Online Shopping Fraud Prevention Tips Nervous about shopping online because of concerns about credit card fraud? Here are a few tips to help you shop wisely and protect yourself: 1 Talk to your bank or credit card company and arrange for a separate, low limit credit card to use exclusively for online purchases This will give you some peace of mind in case your card information is compromised as the fraudulent amount would only total a few hundred dollars rather than ...

Purchase Protection Most credit card companies provide purchase protection insurance for free, as an included benefit of owning their particular credit card As competition among credit card companies is so fierce, creditors are attempting many different strategies in order to gain and retain loyal customers Purchase protection insurance is one of the benefits a credit card company may offer that their leading competitor does not- in an effort to gain new customers and keep customers from "going over to the ...

Using Your Credit Card For Foreign Purchases One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world But, are there any major issues you need to be considering when using your credit for foreign purchases? The following are some that you may wish to consider:Lost, stolen and fraudulent useCertain credit card issuers have varying policies with respect to any lost, stolen ...

Phishing Scams And Credit Cards When it comes to new technology all have come with various drawbacks and credit cards have been no different One of the specific drawbacks come in form of phishing Phishing is done when a person uses a fake email or fake online shopping websites in order to gain information about you, your bank, or your credit card This has become extremely common and something to be extra careful and mindful about The interest has made phishing ...

Switching Credit Cards For A Better Deal You may think that a credit card is for life – but with the level of hot competition among credit card providers these days it has never been easier for people switching credit cards to get a better deal than the one they currently have! So, if your credit card provider is not offering you the best current market conditions, the time may have come for you to consider a switchEssentially there are ...

What Is Skimming In speaking of drawbacks of credit cards another form is the fraud of making copies of stored information upon the credit card, also known as “Skimming” This has become extremely popular for those who are making the business of stealing other peoples financial information and making use of it Each time you let your credit card leave your hands, you run the risk of credit card skimmingIn general, skimming occurs in a public place such as a ...

Higher Interest Rates Aren't All Bad There are quite a few frugal people out there that are glad to see interest rates on the rise For example, my family has very little debt and what we do have features fixed rates We like to see that some of our investments are getting a little higher interest rate It makes us want to saveLow interest rates are used to jump start the economy They encourage people to buy on credit Take ...

Debit Cards: Use And Abuse Did you know that youngsters between the ages of 13 and 19 have huge buying and spending power? On average, this consumer group spends about $5,000 each per year And much of that funding is provided by Mom and Dad You may send your daughters to the mall for school shopping, or you may have a child who just can't seem to keep away from the video arcades You reason that it is money they've ...