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Who Needs Bad Credit Car Loans? In short, the people who need bad credit car loans are those who have bad credit, but there's more to it than that. There can be all kinds of reasons why someone's credit has been damaged. Many people think only bad people have bad credit, but that simply isn't true. Almost anyone can have bad credit after an unfortunate event like a divorce, a bankruptcy, the loss of a business, or a serious illness. Often, ...

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