Why Bounced Cheques Mean Bad Business Small businesses rely heavily on maintaining a good cash flow and having their clients pay on time So when half of the UK's small businesses are suffering from poor cash flow that is bad news for small businessesRecent research shows that small, medium and large companies have had many bounced cheques Micro companies, with less than 10 employees, have been less affectedOne way in which this can happen is when someone pays a business ...

Senior Scam Alert 7 Business Directory Scams! Welcome to the Senior Scam Alert, a column designed to inform seniors of scams and cons that are regularly committed against them People over 65 are targeted for scams more than any other age group, and account for 56% of all fraud cases, even though they are only about 13% of the US populationSeniors and small-business owners beware! Unscrupulous scammers send out hundreds of thousands of “fake bills” for business directory services and ...

10 Steps To Save Your Retirement Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so Absolutely all the media that reach you every day are designed to get you to spend money In order to save money in this environment, you will need determination to withstand the constant pressures to spend now What is it that separates those who ...

Get The Grant Money You Need From The Government If you know how to get grant money you can move much closer to reaching your business or personal goals Grant money is available to almost every group in every situation in the country There are grants designed specifically for ethnic groups, artists, small businesses and more The trick is figuring our how to get grant money from the right group or agencyThere are online databases dedicated to helping people track ...

Applying For A Government Grant A quick search of the online grant searches will quickly demonstrate to you how much grant money is truly available to the American public You can find grants for virtually every type of business, field of study, or artistic endeavor Whether you are a struggling playwright or the sole proprietor of a new small business, you can greatly help your cause by applying for a government grant In many cases, you will be able to find ...

What To Do If You Didn't Get A Form 1099 If you earned revenues as an independent contractor in 2005, you should have received a 1099 Form for the work So, what if you haven't received one? What To Do If You Didn't Get a Form 1099 If you earned over $600 from one person or company as an independent contractor in 2005, that company or person is supposed to issue you a 1099-MISC form The form is applicable to revenues, rents, royalties and other categories of ...

7 Money Rules You Should Break When it comes to learning fiscal knowledge, some lessons result in better memories than others One of the most satisfying lessons I have ever learned is that there are rules simply made to be brokenRules that produce benefits for everyone are not what I am talking about These “good” rules include not cutting in line at the grocery store, at a 4-way stop the driver on the right has the right-of-way, and paying your ...

Credit Cards Explained Are you relatively new to the credit card world, and wondering how they all work? There are many types of credit cards out there In addition to brand names such as Visa and Mastercard, there are many different categories credit cards can fall into The first is 'secured' or 'unsecured' Secured credit cards are cards that are secured by putting a deposit in escrow between you and the bank If you stop paying on your card, they repossess the deposit and so they ...

Choosing The Right Credit Card For Your Business Doing business can be expensive especially if you're just starting out in your chosen business In order to make ends meet and get everything that your business needs, you might want to consider getting a business credit card or at least a credit card that is to be used specifically for business purposes With all of the different options available in credit cards for both businesses and individuals, it can sometimes be difficult to decide on one specific card ...

How To Finance A Business Start-up It has been observed that a large number of people now prefer business to job The number of self employed people is increasing There are several advantages of self employment First of all, you become your own boss You can fix your own working hours However, there is no need to mention the fact that businesspeople have to work long hours Besides the above mentioned benefits, money is the biggest motivating factor for those who want to start up their own ...