The Good, The Bad, And The Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annui There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn’t offer it to an enemy) to outstanding (I own it myself, and recommended it my parents) To make matters more confusing, annuities can be very complicated, with lots of different hard-to-understand variations Enter the insurance agent / financial advisor ...

Getting Cash For Annuity Payments Offers Quick Access To Funds Annuities, undoubtedly, are an excellent vehicle for providing steady, long-term income for retirement or other purposes Unfortunately, they lock you into an inflexible payment schedule that may not fit your immediate financial needsGetting a lump-sum of cash for some or all of your annuity payments, however, can provide an ideal solution to your cash flow problems There are many reasons why you might need to obtain cash for your annuity ...

Make The Right Choice MAKE THE RIGHT CHOICE The rapid growth of retirement-planning options such as 401(k)s, IRAs, and variable annuities has provided an ever-increasing variety of investment choices within each plan to save for retirement years Yet, a number of reports show that an alarming number of today's investors are oblivious to the importance of asset allocation in their retirement portfolios' performance This is despite the fact that financial advisors and the financial press have emphasized the asset allocation decision as critical to investment selection Market studies published ...

The Flip-flop Asset Allocation Method Do you put all of your money into some safe CD's to earn interest, or buy a biotech index fund to grab the next big move in genomic cancer drugs; or something in between? The world of investment options and strategies grows every year, so I'll provide a simple tactic to boost your returns over the course of your investing career The flip-flop method refers to taking the income from an income-producing investment and flipping that profit into a speculative investment Then, take ...

Selling Annuity Many people who have some type of annuity investments (fixed, variable or indexed) are not aware that selling annuity is actually possible and is commonly done by many investors There could be many different reasons why you may want to consider selling annuity investments For example you may have a better investment option that will earn you more money by offering a higher interest rate You may need more money to invest in something else like purchasing a new house, stating an educational program or changing ...

Indexed Annuity Indexed annuity is one of the most recent annuity investment types and is somewhat different from fixed or variable annuity If you are considering purchasing annuity for one reason or another (usually as a retirement investment vehicle), you should definitely consider indexed annuity investments Let's first look at what the indexed annuity is Indexed annuity, like fixed and variable annuities, offers you the ability to receive a number of payouts after you invested one or several payments into annuity and enjoy the tax deferment possibility Your ...

Fixed Annuity If you are interested in making your money grow over time, you should know about an investment instrument called fixed annuity Fixed annuity is an investment option offered by different insurance companies There are several other variations of annuities like variable annuity and indexed annuity but fixed annuity remains one of the most popular choices for individual investors Annuity is, essentially, a contract between an investor and insurance company The insurance company is governed by the state and has to follow certain regulations There is also a ...

Plan Your Retirement In As Easy As 1 - 2 - 3 Using Financial Planning Software Rather than spend your hard earned money hiring a financial planner or consulting with one, there are actually countless software programs that would help you in managing your finances These programs are efficient tools for planning and making all those important retirement calculations One software program is MFC, My Financial Coordinator It literally serves this purpose It merges all your income streams into a coherent report therefore making managing your assets so much ...

Jg Wentworth Expands Annuity Purchase Program(tm) - Now Available In 47 States BRYN MAWR, Pa--(BUSINESS WIRE)--Dec 1, 2005--JG Wentworth today announced that it has expanded its Annuity Purchase Program(TM) to 47 states The Annuity Purchase Program, offered through Brokerage General Agents (BGAs) and designed for use by insurance agents and brokers with their clients, allows consumers to sell all or part of their annuities to deal with changing investment strategies or personal circumstances "Tax-deferred annuities have been a valuable personal finance tool for many consumers and offer the ...

Saving For Retirement Today Save for Your Retirement Today When you are young and sprightly, thinking of your retirement years will most certainly be the last thing on your mind However, it's never too early to think about the future, and it would make good sense to start now Here are a few tips to help you guarantee a financially safe future even through the golden years 1 Start saving for your retirement today If the company you are working for offers retirement plans, take advantage of that today ...