Five Ways To Increase Your Income Copyright 2006 David Brown Here are five positive and effective ways to increase your income 1 Do you have objects or clutter around your house which you are not using and could sell to increase your income? In today’s electronic world EBay would be a good choice to use to sell these objects There are books which are available to assist with becoming effective with using the internet for this means or even to design a ...

Are You Financially Unique? Let me ask you?Are you financially unique?What does this mean?In today’s world there are many money myths and truthsUnfortunately the majority of people believe in the money mythsWhat are some of these myths?• A negative attitude towards money • Having certain believes or habits which are myths • Following money traditions which may not work • Believing that credit and credit cards are a way of life and the only solution • Thinking that it is ...

Finding Bad Credit Loans Many people within the UK have come to find that they have bad credit and with bad credit come the shocking realization that it is extremely difficult to obtain any type of loan These same people may feel like they are doomed to a credit less life forever This could not be further from the truth There are many ways, any person with bad credit can obtain a loan; you just may not realize which way ...

Smart Decisions For College Graduates It's almost the time to graduate After four, or five, years in college, you are ready for the real world But the real world means real money, so where do you start?It can be both an exciting and scary time for college graduates For many, they are facing bills and responsibility for the first time Some have already gotten a grip on it and some will continue to avoid it for a while But what ...

The Top Money Mistakes Made By Students Almost half of all the professionals I know complain about either their student loan payments or their credit card payments A few can't even afford their own place because their debts are so high What are college students doing wrong?I believe that we simply don't teach our young people how to wisely manage their finances Personally, no one ever sat me down and talked about credit, interest, saving and debt This is partly ...

The Power Of Body And Mind Not only does one need to develop the right attitude, one also needs to increase their financial education (or “capacity”) As you embark down this path, the “body” must also play a crucial role as you exercise your brainThis is not a pitch to get you to join some new age fitness craze that will sweep across the nation However, do you ever wonder why executives of Fortune 500 companies exercise regularly? Aside from ...

What The Employee Needs To Know About Cobra To Protect Himself And His Family The first question from one just terminated from his job is: What is COBRA and what are my rights and my options Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986 First of all, COBRA can only be offered to employees and or their dependents if the employer has 20 or more employees An employer can not legally keep an ...

Health Savings Account (hsa) HSA is designed and introduced to reduce the health care cost for both employers and employees Health savings account (HSA) is tax privileged savings plans offered to taxpayers in the United States to deposit money to cover current and future medical expensesHSA provides tax-free savings account for medical expenses and introduced to reduce the current healthcare costsHSA is passed by congress in the year 2003, which is a tax-free savings account It covers both individual and ...

Is The Hsa Plan For You? The HSA or Health Savings Account plan is a high deductible plan as defined by the Federal Government The deductible will increase a little each year depending on the inflation factor This type of plan meets my definition of true insurance, which is protection against an unforeseen catastrophic financial loss In addition to giving true insurance, this plan gives important and significant tax advantages If you have a qualified HSA plan you are eligible ...

Payday Loans - A Bad Type Of Loan The number of people using payday loans has greatly increased in the last year Despite this, the payday loan industry has come under attack from a variety of different organizations They have been criticized for charging high interest rates and putting people who are often already low income further into debt In this article I will discuss payday loans, and why it is best to avoid them unless you absolutely have to ...